Confusing, overwhelming and ever changing. If you are self-employed, in between jobs or your employer does not offer coverage, you need to select a health insurance plan that best meets you and your family's needs. We are here to help to untangle and educate you on what your options are.
When it comes to protecting your assets, one of the most important things you can secure is your ability to work and earn a living. Disability insurance provides you with income should an illness or injury prevent you from working to your full potential. Best of all, it will allow you to maintain your standard of living for weeks, months, or even years.
The reality is, there are consequences to living a long life. Your family's financial, emotional, and physical well-being will be severely altered should you become frail and need extensive care. Long-term care can be quite expensive, and the costs are typically not covered under your basic health insurance, Medicare or Medicaid. Our Long-term care recommendations are designed to protect your family's financial future by providing valuable protection from the costs associated with home health care, nursing home care, assisted living, and adult daycare.